Privacy Policy

Your privacy is very important to us. Accordingly, we have developed this Policy

in order for you to understand how we collect, use, communicate and make use

of personal information. The following outlines our Privacy Policy.

When accessing our Website, Secondchancebankingonline.com will learn certain information about

you during your visit.

Similar to other commercial Web sites, our Web site utilizes a standard technology

called “cookies” (see explanation below, “What Are Cookies?”)

and Web server logs to collect information about how our Web site is used. Information

gathered through cookies and Web server logs may include the date and time of

visits, the pages viewed, time spent at our Web site, and the Web sites visited

just before and just after our Web site, your IP address.

 

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique

identifier. When you visit a Web site, that site’s computer asks your computer

for permission to store this file in a part of your hard drive specifically

designated for cookies. Each Web site can send its own cookie to your browser

if your browser’s preferences allow it, but (to protect your privacy) your browser

only permits a Web site to access the cookies it has already sent to you, not

the cookies sent to you by other sites.

 

IP Addresses

IP addresses are used by your computer every time you are connected to the

Internet. Your IP address is a number that is used by computers on the network

to identify your computer. IP addresses are automatically collected by our web

server as part of demographic and profile data known as “traffic data”

so that data (such as the Web pages you request) can be sent to you.

 

Email Information

If you choose to correspond with us through email, we may retain the content

of your email messages together with your email address and our responses. We

provide the same protections for these electronic communications that we employ

in the maintenance of information received online, mail and telephone.

 

How Do We Use the Information That You Provide to Us?

Broadly speaking, we use personal information for purposes of administering

our business activities, providing customer service and making available other

items and services to our customers and prospective customers.

Secondchancebankingonline.com will not obtain personally-identifying information about you when you

visit our site, unless you choose to provide such information to us, nor will

such information be sold or otherwise transferred to unaffiliated third parties

without the approval of the user at the time of collection.

We may disclose information when legally compelled to do so, in other words,

when we, in good faith, believe that the law requires it or for the protection

of our legal rights.

 

A Special Note About Children

Children are not eligible to use our web site and services and we ask that

minors (under the age of 18) do not submit any personal information to us. If

you are a minor, you can use this site only in conjunction with permission and

guidance from your parents or guardians.

 

How Do We Protect Your Information and Secure Information Transmissions?

Email is not recognized as a secure medium of communication. For this reason,

we request that you do not send private information to us by email. However,

doing so is allowed, but at your own risk. Some of the information you may enter

on our Web site may be transmitted securely via a secure medium known as Secure

Sockets Layer, or SSL. Credit Card information is never transmitted via email.

Secondchancebankingonline.com may use software programs to create summary statistics, which are used

for such purposes as assessing the number of visitors to the different sections

of our site, what information is of most and least interest, determining technical

design specifications, and identifying system performance or problem areas.

For site security purposes and to ensure that this service remains available

to all users, Secondchancebankingonline.com uses software programs to monitor network traffic to identify

unauthorized attempts to upload or change information, or otherwise cause damage.

 

Policy Changes

We reserve the right to amend this privacy policy at any time with or without

notice. However, please be assured that if the Privacy Policy changes in the

future, we will not use the personal information you have submitted to us under

this Privacy Policy in a manner that is materially inconsistent with this Privacy

Policy, without your prior consent.

We are committed to conducting our business in accordance with these principles

in order to ensure that the confidentiality of personal information is protected

and maintained.

 

Contact

If you have any questions regarding this Policy, or your dealings with our

web site, please contact us.

Secondchancebankingonline.com

info@secondchancebankingonline.com

 

Terms and Conditions of Use

By accessing this web site, you are agreeing to be bound by these web site

Terms and Conditions of Use, all applicable laws and regulations, and agree

that you are responsible for compliance with any applicable local laws. If you

do not agree with any of these terms, you are prohibited from using or accessing

this site. The materials contained in this web site are protected by applicable

copyright and trade mark law.

 

Intellectual Property Rights

All copyrights, trademarks, patents and other intellectual property rights

in and on our website and all content and software located on the site shall

remain the sole property of Secondchancebankingonline.com or its licensors. The use of our trademarks,

content and intellectual property is forbidden without the express written consent

from Secondchancebankingonline.com.

You must not:

* Republish material from our website without prior written consent.

* Sell or rent material from our website.

* Reproduce, duplicate, create derivative, copy or otherwise exploit material on our website for any purpose.

* Redistribute any content from our website, including onto another website.

Acceptable Use

You agree to use our website only for lawful purposes, and in a way that does

not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment

of the website. Prohibited behavior includes harassing or causing distress or

inconvenience to any other user, transmitting obscene or offensive content or

disrupting the normal flow of dialogue within our website.

You must not use our website to send unsolicited commercial communications.

You must not use the content on our website for any marketing related purpose

without our express written consent.

Restricted Access

We may in the future need to restrict access to parts (or all) of our website

and reserve full rights to do so. If, at any point, we provide you with a username

and password for you to access restricted areas of our website, you must ensure

that both your username and password are kept confidential.

Revisions

Secondchancebankingonline.com may change these terms from time to time and so you should check these

terms regularly. Your continued use of our website will be deemed acceptance

of the updated or amended terms. If you do not agree to the changes, you should

cease using our website immediately.

If any of these terms are determined to be illegal, invalid or otherwise unenforceable,

it shall be severed and deleted from these terms and the remaining terms shall

survive and continue to be binding and enforceable.

Limitation of Liability

THE MATERIALS AT THIS SITE ARE PROVIDED “AS IS” WITHOUT ANY EXPRESS

OR IMPLIED WARRANTY OF ANY KIND INCLUDING WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT

OF INTELLECTUAL PROPERTY, OR FITNESS FOR ANY PARTICULAR PURPOSE. IN NO EVENT

SHALLSecondchancebankingonline.com OR ITS AGENTS OR OFFICERS BE LIABLE FOR ANY DAMAGES WHATSOEVER

(INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, BUSINESS INTERRUPTION,

LOSS OF INFORMATION, INJURY OR DEATH) ARISING OUT OF THE USE OF OR INABILITY

TO USE THE MATERIALS, EVEN IF Secondchancebankingonline.com HAS BEEN ADVISED OF THE POSSIBILITY OF

SUCH LOSS OR DAMAGES.

Secondchancebankingonline.com

info@secondchancebankingonline.com

Anti-spam_policy

Secondchancebankingonline.com prohibits the use of their website and/or services in any manner

associated with the transmission, distribution or delivery of any unsolicited

bulk or unsolicited commercial e-mail (“Spam”). You may not use any

Secondchancebankingonline.com services to send Spam. You also may not deliver Spam or cause Spam to be

delivered to any customers of Secondchancebankingonline.com.

In compliance with the CAN-SPAM Act of 2003 (15 U.S.C. 7701, et seq., Public Law No. 108-187, was S.877 of the 108th United States Congress), e-mail sent, or caused to be sent,

to or through the Secondchancebankingonline.com website or service may not:

  • use or contain invalid or forged headers;
  • use or contain invalid or non-existent domain names;
  • employ any technique to otherwise misrepresent, hide or obscure any informationin identifying the point of origin or the transmission path;
  • use other means of deceptive addressing;
  • use a third party’s internet domain name, or be relayed from or througha third party’s equipment, without permission of the third party;
  • contain false or misleading information in the subject line or otherwisecontain false or misleading content;
  • fail to comply with additional technical standards described below;
  • otherwise violate our Terms of Use.

Secondchancebankingonline.com does not authorize the harvesting, mining or collection of e-mail

addresses or other information from or through the website or its services.

Secondchancebankingonline.com does not permit or authorize others to use the Secondchancebankingonline.com services

to collect, compile or obtain any information about its customers or subscribers,

including but not limited to subscriber e-mail addresses.

Secondchancebankingonline.com does not permit or authorize any attempt to use its services in a

manner that could damage, disable, overburden or impair any aspect of any of

the services, or that could interfere with any other party’s use and enjoyment

of any Secondchancebankingonline.com service.

If Secondchancebankingonline.com believes that unauthorized or improper use is being made of any

service, it may, without notice, take such action as it, in its sole discretion,

deems appropriate, including blocking messages from a particular internet domain,

mail server or IP address. Secondchancebankingonline.com may immediately terminate any account on

any service which it determines, in its sole discretion, is transmitting or

is otherwise connected with any e-mail that violates this policy.

Nothing in this policy is intended to grant any right to transmit or send e-mail

to, or through, the Secondchancebankingonline.com website and/or services. Failure to enforce this

policy in every instance does not amount to a waiver of Secondchancebankingonline.com’s rights.

Unauthorized use of any Secondchancebankingonline.com services in connection with the transmission

of unsolicited e-mail, including the transmission of e-mail in violation of

this policy, may result in civil, criminal, or administrative penalties against

the sender and those assisting the sender.

Violators of the CAN SPAM Act may be subject to “cease and desist”

orders or penalties from the FTC (Federal Trade Commission) of up to $11,000

per violation. Criminal prosecution is also possible in the case of egregious

offenders, which can result in penalties such as fines, forfeiture of proceeds

and equipment. The worst offenders can also be subject to prison time.

Secondchancebankingonline.com

info@secondchancebankingonline.com

Dmca notice

Secondchancebankingonline.com respects the intellectual property of others.

If you believe that your copyrighted work has been copied in a way that constitutes

copyright infringement and is accessible on this site, you may notify our copyright

agent, as set forth in the Digital Millennium Copyright Act of 1998 (DMCA).

For your complaint to be valid under the DMCA, you must provide the following

information when providing notice of the claimed copyright infringement:

* A physical or electronic signature of a person authorized to act on behalf

of the copyright owner Identification of the copyrighted work claimed to have

been infringed

* Identification of the material that is claimed to be infringing or to be

the subject of the infringing activity and that is to be removed

* Information reasonably sufficient to permit the service provider to contact

the complaining party, such as an address, telephone number, and, if available,

an electronic mail address

* A statement that the complaining party “in good faith believes that

use of the material in the manner complained of is not authorized by the copyright

owner, its agent, or law”

* A statement that the “information in the notification is accurate”,

and “under penalty of perjury, the complaining party is authorized to act

on behalf of the owner of an exclusive right that is allegedly infringed”

The above information must be submitted as a written, faxed or emailed notification

to the following Designated Agent:

Attn: DMCA Office

Secondchancebankingonline.com

info@secondchancebankingonline.com

WE CAUTION YOU THAT UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT

ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO HEAVY CIVIL PENALTIES.

THESE INCLUDE MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS’ FEES INCURRED

BY US, BY ANY COPYRIGHT OWNER, OR BY ANY COPYRIGHT OWNER’S LICENSEE THAT

IS INJURED AS A RESULT OF OUR RELYING UPON YOUR MISREPRESENTATION. YOU MAY ALSO

BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY.

This information should not be construed as legal advice, for further details

on the information required for valid DMCA notifications, see 17 U.S.C. 512(c)(3).

We are committed to keeping your e-mail address confidential. We do not sell,

rent, or lease our subscription lists to third parties, and we will not provide

your personal information to any third party individual, government agency,

or company at any time unless compelled to do so by law.

We will use your e-mail address solely to provide timely information about

Secondchancebankingonline.com.

Secondchancebankingonline.com will maintain the information you send via e-mail in accordance with

applicable federal law.

CAN-SPAM Compliance

In compliance with the CAN-SPAM Act, all e-mail sent from our organization

will clearly state who the e-mail is from and provide clear information on how

to contact the sender. In addition, all e-mail messages will also contain concise

information on how to remove yourself from our mailing list so that you receive

no further e-mail communication from us.

Choice/Opt-Out

Our site provides users the opportunity to opt-out of receiving communications

from us and our partners by reading the unsubscribe instructions located at

the bottom of any e-mail they receive from us at anytime.

Users who no longer wish to receive our newsletter or promotional materials

may opt-out of receiving these communications by clicking on the unsubscribe

link in the e-mail or e-mail us at info@secondchancebankingonline.com.

If you have any additional questions, please contact us.

Secondchancebankingonline.com

info@secondchancebankingonline.com

Earnings disclaimer

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT/SERVICE AND

IT’S POTENTIAL. IN TERMS OF EARNINGS, THERE IS NO GUARANTEE THAT YOU WILL EARN

ANY MONEY USING THE TECHNIQUES AND IDEAS IN THIS MATERIAL OR ON THIS WEBSITE.

INFORMATION PRESENTED ON THIS WEBSITE IS NOT TO BE INTERPRETED AS A PROMISE

OR GUARANTEE OF EARNINGS. EARNING POTENTIAL IS ENTIRELY DEPENDENT ON THE PERSON

USING OUR PRODUCT, IDEAS AND TECHNIQUES.

ANY CLAIMS MADE OF ACTUAL EARNINGS OR EXAMPLES OF ACTUAL RESULTS CAN BE VERIFIED

UPON REQUEST. YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR

MATERIALS DEPENDS ON THE TIME YOU DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES

MENTIONED, YOUR FINANCES, KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS

DIFFER ACCORDING TO INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS OR INCOME

LEVEL.

ANY AND ALL FORWARD LOOKING STATEMENTS HERE OR ON ANY OF OUR SALES MATERIAL

ARE INTENDED TO EXPRESS OUR OPINION OF EARNINGS POTENTIAL. MANY FACTORS WILL

BE IMPORTANT IN DETERMINING YOUR ACTUAL RESULTS AND NO GUARANTEES ARE MADE THAT

YOU WILL ACHIEVE RESULTS SIMILAR TO OURS OR ANYONE ELSES. NO GUARANTEES ARE

MADE THAT YOU WILL ACHIEVE ANY RESULTS FROM OUR IDEAS AND TECHNIQUES IN OUR

MATERIAL.

Secondchancebankingonline.com

info@secondchancebankingonline.com

External links policy

The Secondchancebankingonline.com web site may contain links to many other web sites. Secondchancebankingonline.com

cannot guarantee the accuracy of information found at any linked site. Links

to or from external web sites sites not owned or controlled by Secondchancebankingonline.com does not constitute

an endorsement by Secondchancebankingonline.com or any of its employees of the sponsors of these

sites or the products or information presented there.

Secondchancebankingonline.com

info@secondchancebankingonline.com

Testimonial disclaimer

IN ACCORDANCE WITH THE FTC GUIDE LINES CONCERNING USE OF ENDORSEMENTS AND TESTIMONIALS

IN ADVERTISING, PLEASE BE AWARE OF THE FOLLOWING:

TESTIMONIALS APPEARING ON THIS SITE ARE ACTUALLY RECEIVED VIA TEXT, AUDIO

OR VIDEO SUBMISSION. THEY ARE INDIVIDUAL EXPERIENCES, REFLECTING REAL LIFE EXPERIENCES

OF THOSE WHO HAVE USED OUR PRODUCTS AND/OR SERVICES IN SOME WAY OR ANOTHER.

HOWEVER, THEY ARE INDIVIDUAL RESULTS AND RESULTS DO VARY. WE DO NOT CLAIM THAT

THEY ARE TYPICAL RESULTS THAT CONSUMERS WILL GENERALLY ACHIEVE. THE TESTIMONIALS

ARE NOT NECESSARILY REPRESENTATIVE OF ALL OF THOSE WHO WILL USE OUR PRODUCTS

AND/OR SERVICES.

THE TESTIMONIALS DISPLAYED (TEXT, AUDIO AND/OR VIDEO) ARE GIVEN VERBATIM EXCEPT

FOR CORRECTION OF GRAMMATICAL OR TYPING ERRORS. SOME HAVE BEEN SHORTENED. IN

OTHER WORDS, NOT THE WHOLE MESSAGE RECEIVED BY THE TESTIMONIAL WRITER IS DISPLAYED,

WHEN IT SEEMED LENGTHY OR NOT THE WHOLE TESTIMONIAL SEEMED RELEVANT FOR THE

GENERAL PUBLIC.

Secondchancebankingonline.com IS NOT RESPONSIBLE FOR ANY OF THE OPINIONS OR COMMENTS POSTED TO OUR SITE.

Secondchancebankingonline.com IS NOT A FORUM FOR TESTIMONIALS, HOWEVER PROVIDES TESTIMONIALS AS A MEANS

FOR CUSTOMERS TO SHARE THEIR EXPERIENCES WITH ONE ANOTHER. TO PREVENT AGAINST

ABUSE, ALL TESTIMONIALS APPEAR AFTER THEY HAVE BEEN REVIEWED BY MANAGEMENT OF

Secondchancebankingonline.com. Secondchancebankingonline.com DOES NOT SHARE THE OPINIONS, VIEWS OR COMMENTARY OF ANY TESTIMONIALS

ON THIS SITE, AND ARE STRICTLY THE VIEWS OF THE REVIEWER.

ADDITIONALLY, THESE TESTIMONIALS ARE NOT INTENDED TO MAKE CLAIMS THAT THESE

PRODUCTS CAN BE USED TO DIAGNOSE, TREAT, CURE, MITIGATE OR PREVENT ANY DISEASE.

THESE CLAIMS HAVE NOT BEEN CLINICALLY PROVEN OR EVALUATED BY THE FDA.

Secondchancebankingonline.com

info@secondchancebankingonline.com